Your Relationship With Money Is Still a Relationship — So Start Treating It Like One
If your bank balance had feelings, it would have blocked you by now.
You ghost it for weeks, ignore the warning signs, make empty promises (“I’ll get on top of it next month”), and then act shocked when it blows up in your face.
But here’s the thing:
Your relationship with money is still a relationship.
And right now? You’re probably a bit of a walking red flag.
🧠 Step 1: Stop Gaslighting Your Own Finances
You know the type.
“I don’t actually spend that much…”
“I just had a weird month…”
“It’s not that bad…”
Except it is. You’re overspending, you’ve ignored your pension for 3 years, and you haven’t checked your credit card interest rate since the Stone Age.
I get it. This was me at one stage.
But you can’t build trust if you're constantly lying to yourself.
📱 Step 2: Communicate Better
Would you accept a relationship where the other person never responds to your messages? No. So why do you never log into your banking app?
Good money habits are built on regular check-ins:
Set a weekly “money date” with yourself
Look at what came in, what went out, and what’s hiding in plain sight (subscription to that app you used once in 2021?)
Make adjustments based on what’s real — not what you hoped would happen
🚩 Step 3: Watch for Red Flags
They’re always there. You just ignore them.
The credit card you “pay off” but actually just minimum payment
The Klarna balance that’s now over £1k
The overdraft that was supposed to be a one-time emergency… 8 months ago
👀 You don’t need to panic. But you do need to notice. You can’t change what you’re actively ignoring.
💕 Step 4: Build Something Long-Term
This is the boring bit no one wants to hear — but it’s also the bit that works.
Good financial health is consistency, not chaos. It’s boring investments, predictable saving, and a pension that grows while you sleep.
It’s direct debits.
It’s auto-saves.
It’s saying no to a £300 impulse shop because you have bigger plans for yourself.
🔁 Final Thought
You don’t need to be perfect. But if your money could talk, it would probably ask you to stop the financial breadcrumbing and actually commit.
Because unlike that guy who ghosted you in June, money will stay loyal — if you give it the respect it deserves.
p.s. not advice obvs!
This article would be correct as at the time of writing but as we know; rules and regulations can change. Seek advice before taking any action.